Description

Retirement planning isn’t just about how much you save; it’s also about how and when you pay taxes. Without a strategy, taxes can quietly erode your retirement income. Join us for a free virtual webinar, Preparing for Taxes in Retirement, where we’ll discuss how thoughtful tax diversification and proactive planning before retirement can help retirees gain more control over their income, their tax bill, and their lifestyle. What we’ll cover: - Retirement income planning – understanding where income may come from - The Tax Control Triangle – balancing taxable, tax-deferred, and tax-free assets - Pre-retirement tax strategies to consider before leaving the workforce Why this matters: - Up to 85% of Social Security benefits may be taxable, depending on other income1 - Required Minimum Distributions (RMDs) are taxed as ordinary income and can push retirees into higher tax brackets if not planned for2 - Strategic tools like catch-up contributions, Roth conversions, HSAs, and tax-efficient investments can help improve long-term outcomes Tax planning isn’t a one-time decision—it’s an ongoing process that should evolve as your life changes. This session is designed to help you feel more informed and more confident about the road ahead. Join us on February 25th at 12:00 pm PT. RSVP to the event now, and feel free to forward this email to anyone you think may benefit – all are welcome! RSVP here: https://www.ameripriseadvisors.com/melanie.l.finkle/lp/event/1/